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0%Balance Breakdown
Transfer Expiry Timeline
Your Assets & Balances
Transfers
Help & Support
Understanding Indicators
Spending Surplus
This green badge appears when your active 0% transfers exceed your current balance. It means you have money sitting in your bank earning interest effectively.
Expired Transfer
This red status indicates a transfer offer has ended and you may now be paying interest on that portion of balance.
Frequently Asked Questions
Is this safe?▼
Yes. ZeroBasis is a manual tracking tool. We do not ask for banking passwords or connect to your financial institutions.
How do I fix a balance?▼
Click the 'Reconcile' button on any card. Enter the balance shown in your actual banking app. We will update the dashboard to match.
Legal Disclaimer
ZeroBasis is a tracking tool only. We are not financial advisors. The calculations provided are estimates based on your manual input. Always verify dates and amounts with your actual bank statements.
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